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I recently watched a conversation on a podcast of Raj shamani with Kunal Shah, founder of CRED, that explored the psychology behind success, and it really made me reflect on the differences between the rich and poor mindset. What struck me is that wealth is not only about money — it’s about the way people think, behave, and approach life. Here are the key insights I took away, along with my perspective on them.
1. Trust as the Real Currency
I noticed that successful people treat trust as something more valuable than money. They guard secrets, honor commitments, and build credibility over time. It made me think about how often people trade trust for short-term gains, like gossip or temporary approval. To me, this shows that trust is one of the strongest foundations of lasting success.
2. Fear vs. Curiosity
Another powerful idea was that fear can either paralyze or propel us. Those who grow and succeed often turn fear into curiosity. Instead of stopping at fear, they ask questions and use it as fuel to explore further. Personally, I see this as a reminder: fear doesn’t always mean stop; sometimes it means “look deeper.”
3. Respect Over Likeability
I realized there’s a huge difference between being liked and being respected. Likes can come instantly, especially online, but they fade quickly. Respect takes time and consistent effort — and it lasts much longer. For me, this made me think about where I put my energy: do I want quick validation, or do I want lasting credibility?
4. Solving the Right Problems
Hard work alone doesn’t guarantee wealth. What really matters is the value of the problems we choose to solve. People who solve high-value, large-scale problems create more wealth and impact. This point made me reflect on my own efforts — am I working harder, or am I working on things that truly matter?
5. Ambition and Discipline
Ambition isn’t a label we give ourselves; it’s visible in consistent action. True ambition shows up as discipline, focus, and persistence. I think many of us (including myself at times) confuse ambition with just having big goals. But without consistent effort, it’s just wishful thinking.
6. Being Shameless
One perspective that stood out was the importance of being shameless — not in a negative sense, but in being unafraid of rejection or embarrassment. Asking for help, taking risks, and trying again despite failure are what move people forward. I personally feel that shame holds people back far more than actual obstacles.
7. Long-Term vs. Short-Term Thinking
It became clear to me that success depends on how much we train ourselves to think long-term. Our brains love short-term rewards — likes, entertainment, small wins — but the real results come from patience and consistency. Watching this reminded me of how easily I (and many others) get pulled into short-term distractions, even though the long game matters more.
8. Resourcefulness Over Raw Intelligence
I learned that being resourceful often matters more than being purely intelligent. Many smart people get stuck analyzing and overthinking, while resourceful people find ways to get things done. To me, this explains why some people with average intelligence still achieve extraordinary results — because they act and adapt.
9. Adapting With Technology
Another point I reflected on is how technology can either strengthen or weaken us. If we consume it passively, it dulls our thinking. But if we use it actively — to learn, adapt, and grow — it becomes a huge advantage. I think this is especially important today, where change happens faster than ever.
My Takeaway
What I realized from watching this discussion is that the biggest gap between rich and poor isn’t money — it’s mindset. Trust, curiosity, respect, problem-solving, shamelessness, resourcefulness, and long-term focus are the traits that separate those who thrive from those who struggle.
For me, the lesson is clear: success starts in the mind long before it shows up in the bank.
source: this articl is based on real time inerview of famous ceo kunal shah on poadcast of raj shamani
thanks for this
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